/* FINDLEY FINANCE · Estilos compartidos por todas las páginas
   Mismo sistema que Findley Hub, Home, Go, Medical y Print, en versión financiera: base blanca, verde esmeralda y dorado. */
:root {
  --tinta: #0f1a17;
  --tinta-2: #2c3a35;
  --gris: #5d6d67;
  --gris-claro: #98a9a2;
  --linea: #e4ece8;
  --linea-2: #d3dfd9;
  --fondo: #ffffff;
  --fondo-2: #f7faf8;
  --fondo-3: #eef4f1;
  --pri: #0a8f5c;
  --pri-2: #0fa86d;
  --pri-osc: #066345;
  --pri-suave: #e3f6ee;
  --sec: #0e7490;
  --sec-osc: #0b5d73;
  --sec-suave: #e0f2f7;
  --oro: #c99a1e;
  --oro-osc: #8a6a0e;
  --oro-suave: #fbf3dc;
  --rojo: #d93a3f;
  --ambar: #e0a000;
  --wa: #25d366;
  --grad: linear-gradient(120deg, #0a8f5c 0%, #0d9488 50%, #0e7490 100%);
  --cinta: linear-gradient(90deg, #0a8f5c 0 40%, #0e7490 40% 75%, #c99a1e 75%);
  --radio: 22px;
  --sombra: 0 30px 70px -30px rgba(10, 26, 21, .3);
  --sombra-suave: 0 10px 30px -14px rgba(10, 26, 21, .16);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; scroll-padding-top: 86px; }
body {
  font-family: "Plus Jakarta Sans", system-ui, sans-serif;
  color: var(--tinta);
  background: var(--fondo);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
::selection { background: var(--pri-suave); color: var(--pri-osc); }
img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
.contenedor { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 20px; }
svg.i { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; flex: none; }

/* ---------- Logo (texto, igual al de la marca) ---------- */
.logo { display: inline-flex; flex-direction: column; line-height: .82; font-weight: 800; letter-spacing: -.045em; font-size: 22px; }
.logo b { color: var(--tinta); font-weight: 800; }
.logo i { font-style: normal; padding-left: .55em; color: var(--sec); background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; padding-bottom: .08em; }

/* ---------- Barra superior ---------- */
.barra { position: fixed; inset: 0 0 auto 0; z-index: 50; transition: background .3s, box-shadow .3s; }
.barra.con-fondo { background: rgba(255, 255, 255, .86); backdrop-filter: blur(16px) saturate(1.4); -webkit-backdrop-filter: blur(16px) saturate(1.4); box-shadow: 0 1px 0 var(--linea); }
.barra .contenedor { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 20px; }
.menu { display: flex; align-items: center; gap: 2px; }
.menu a { color: var(--tinta-2); font-size: 14.5px; font-weight: 600; padding: 8px 14px; border-radius: 999px; transition: color .2s, background .2s; }
.menu a:hover, .menu a.activo { color: var(--pri); background: var(--pri-suave); }
.barra-acciones { display: flex; align-items: center; gap: 10px; }
.btn-menu { display: none; background: none; border: 0; width: 44px; height: 44px; border-radius: 12px; cursor: pointer; color: var(--tinta); }
.btn-menu svg { width: 24px; height: 24px; margin: auto; }

/* ---------- Botones ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-weight: 700; font-size: 15px; padding: 15px 26px; border-radius: 999px;
  border: 1px solid transparent; cursor: pointer; transition: transform .2s, box-shadow .2s, background .2s, border-color .2s, color .2s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn svg { width: 18px; height: 18px; flex: none; }
.btn-principal { background: var(--pri); color: #fff; box-shadow: 0 14px 30px -12px rgba(10, 143, 92, .65); }
.btn-principal:hover { background: var(--pri-2); box-shadow: 0 18px 36px -12px rgba(10, 143, 92, .75); }
.btn-grad { background: var(--grad); color: #fff; box-shadow: 0 14px 34px -12px rgba(10, 120, 100, .6); }
.btn-wa { background: var(--wa); color: #053d1f; box-shadow: 0 14px 30px -14px rgba(37, 211, 102, .8); }
.btn-borde { border-color: var(--linea-2); color: var(--tinta); background: #fff; }
.btn-borde:hover { border-color: var(--pri); color: var(--pri); }
.btn-blanco { background: #fff; color: var(--pri-osc); }
.btn-borde-claro { border-color: rgba(255, 255, 255, .35); color: #fff; }
.btn-borde-claro:hover { border-color: #fff; background: rgba(255, 255, 255, .08); }
.btn-chico { padding: 10px 18px; font-size: 14px; }
.btn-ancho { width: 100%; }
.enlace { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; color: var(--pri); font-size: 15px; }
.enlace svg { width: 18px; height: 18px; transition: transform .2s; }
.enlace:hover svg { transform: translateX(4px); }

/* ---------- Secciones y títulos ---------- */
.seccion { padding: 110px 0; position: relative; }
.seccion-gris { background: var(--fondo-2); }
.seccion-borde { border-top: 1px solid var(--linea); }
.etiqueta { display: inline-flex; align-items: center; gap: 10px; font-size: 12.5px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--pri); }
.etiqueta::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--grad); box-shadow: 0 0 0 4px rgba(14, 116, 144, .14); }
.titulo { font-size: clamp(30px, 4.4vw, 50px); line-height: 1.08; letter-spacing: -.035em; font-weight: 800; margin: 16px 0 18px; text-wrap: balance; }
.titulo em, .h1 em { font-style: normal; background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.bajada { font-size: 18px; color: var(--gris); max-width: 640px; text-wrap: pretty; }
.cabeza { margin-bottom: 56px; }
.cabeza-centro { text-align: center; }
.cabeza-centro .bajada { margin: 0 auto; }
.cabeza-fila { display: flex; justify-content: space-between; align-items: flex-end; gap: 30px; flex-wrap: wrap; margin-bottom: 56px; }
.cabeza-fila .titulo { margin-bottom: 0; }

/* ---------- Hero ---------- */
.hero { position: relative; padding: 150px 0 90px; overflow: hidden; }
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background:
    radial-gradient(700px 480px at 85% 10%, rgba(10, 143, 92, .11), transparent 70%),
    radial-gradient(600px 440px at 70% 85%, rgba(14, 116, 144, .12), transparent 70%),
    radial-gradient(500px 400px at 0% 0%, rgba(10, 143, 92, .05), transparent 70%);
}
.hero::after {
  content: ""; position: absolute; inset: 0; z-index: -1; opacity: .55;
  background-image: radial-gradient(var(--linea-2) 1px, transparent 1px); background-size: 26px 26px;
  -webkit-mask-image: linear-gradient(180deg, #000 0%, transparent 85%); mask-image: linear-gradient(180deg, #000 0%, transparent 85%);
}
.hero-grid { display: grid; grid-template-columns: 1.05fr 1fr; gap: 60px; align-items: center; }
.descriptor { display: inline-flex; align-items: center; gap: 12px; padding: 8px 16px 8px 10px; border-radius: 999px; background: #fff; border: 1px solid var(--linea); box-shadow: var(--sombra-suave); font-size: 12px; font-weight: 800; letter-spacing: .2em; color: var(--tinta-2); }
.descriptor .punto-vivo { width: 22px; height: 22px; border-radius: 50%; background: var(--sec-suave); display: grid; place-items: center; }
.descriptor .punto-vivo::after { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--sec); animation: latido 1.6s infinite; }
.descriptor span.sep { color: var(--sec); }
@keyframes latido { 0%, 100% { box-shadow: 0 0 0 0 rgba(14, 116, 144, .5); } 50% { box-shadow: 0 0 0 6px rgba(14, 116, 144, 0); } }
.h1 { font-size: clamp(44px, 7.2vw, 88px); line-height: .98; letter-spacing: -.05em; font-weight: 800; margin: 26px 0 24px; }
.hero .bajada { font-size: 19px; max-width: 560px; }
.hero-botones { display: flex; flex-wrap: wrap; gap: 12px; margin: 34px 0 34px; }
.sellos { display: flex; flex-wrap: wrap; gap: 10px 22px; }
.sellos span { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; color: var(--tinta-2); }
.sellos svg { width: 20px; height: 20px; color: var(--sec); }


/* Franja de confianza */
.franja { border-top: 1px solid var(--linea); border-bottom: 1px solid var(--linea); background: #fff; }
.franja-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.franja-item { display: flex; gap: 14px; align-items: flex-start; padding: 28px 24px; border-right: 1px solid var(--linea); }
.franja-item:last-child { border-right: 0; }
.franja-item .ico { width: 44px; height: 44px; border-radius: 14px; background: var(--pri-suave); color: var(--pri); display: grid; place-items: center; flex: none; }
.franja-item b { display: block; font-size: 15.5px; line-height: 1.3; margin-bottom: 4px; }
.franja-item p { font-size: 13.5px; color: var(--gris); line-height: 1.5; }

/* ---------- Unidades de negocio ---------- */
.unidades { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.unidad {
  --c: var(--pri); --c-suave: var(--pri-suave);
  position: relative; display: flex; flex-direction: column; padding: 30px; border-radius: 26px; background: #fff;
  border: 1px solid var(--linea); transition: transform .3s, box-shadow .3s, border-color .3s; overflow: hidden; isolation: isolate;
}
.unidad::before { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(420px 220px at 100% 0%, var(--c-suave), transparent 70%); opacity: .0; transition: opacity .3s; }
.unidad:hover { transform: translateY(-6px); box-shadow: var(--sombra); border-color: transparent; }
.unidad:hover::before { opacity: 1; }
.unidad-top { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 26px; }
.unidad .ico { width: 58px; height: 58px; border-radius: 18px; display: grid; place-items: center; background: var(--c-suave); color: var(--c); }
.unidad .ico svg { width: 28px; height: 28px; }
.unidad .num { font-size: 13px; font-weight: 800; color: var(--gris-claro); letter-spacing: .1em; }
.unidad h3 { font-size: 22px; letter-spacing: -.025em; line-height: 1.2; margin-bottom: 4px; }
.unidad h3 span { color: var(--c); }
.unidad .rol { font-size: 13px; font-weight: 700; color: var(--c); text-transform: uppercase; letter-spacing: .08em; margin-bottom: 12px; }
.unidad p { color: var(--gris); font-size: 15px; margin-bottom: 22px; flex: 1; }
.unidad .enlace { color: var(--c); }

/* ---------- Cómo funciona ---------- */
.pasos { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; position: relative; counter-reset: paso; }
.pasos::before { content: ""; position: absolute; top: 31px; left: 12%; right: 12%; height: 2px; background: repeating-linear-gradient(90deg, var(--linea-2) 0 8px, transparent 8px 16px); }
.paso { position: relative; text-align: center; padding: 0 8px; }
.paso .ico { width: 64px; height: 64px; border-radius: 50%; margin: 0 auto 22px; display: grid; place-items: center; background: #fff; border: 1px solid var(--linea); box-shadow: var(--sombra-suave); color: var(--pri); position: relative; }
.paso .ico::after { counter-increment: paso; content: counter(paso); position: absolute; top: -4px; right: -4px; width: 24px; height: 24px; border-radius: 50%; background: var(--grad); color: #fff; font-size: 12px; font-weight: 800; display: grid; place-items: center; }
.paso h3 { font-size: 18px; letter-spacing: -.02em; margin-bottom: 8px; }
.paso p { color: var(--gris); font-size: 14.5px; }

/* ---------- Bloques divididos ---------- */
.dividido { display: grid; grid-template-columns: 1fr 1.05fr; gap: 70px; align-items: center; }
.lista-check { list-style: none; display: grid; gap: 14px; margin: 28px 0; }
.lista-check li { display: flex; gap: 12px; align-items: flex-start; font-size: 15.5px; color: var(--tinta-2); }
.lista-check li svg { width: 22px; height: 22px; padding: 4px; border-radius: 50%; background: var(--sec-suave); color: var(--sec-osc); stroke-width: 3; margin-top: 1px; }
.aviso { display: flex; gap: 14px; align-items: flex-start; padding: 18px 20px; border-radius: 18px; background: #fff7ec; border: 1px solid #f7dfbd; color: #6b4a14; font-size: 14.5px; }
.aviso svg { color: #c98114; margin-top: 2px; }
.aviso b { color: #4d330a; }
.aviso-azul { background: var(--pri-suave); border-color: #bfe6d3; color: var(--pri-osc); }
.aviso-azul svg { color: var(--pri); }
.aviso-azul b { color: var(--pri-osc); }


/* ---------- Bloque oscuro (Empresas) ---------- */
.plus { position: relative; border-radius: 34px; padding: 64px; overflow: hidden; color: #fff; background: #0b1f19; isolation: isolate; }
.plus::before { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(600px 400px at 100% 0%, rgba(14, 116, 144, .45), transparent 70%), radial-gradient(700px 500px at 0% 100%, rgba(10, 143, 92, .55), transparent 70%); }
.plus::after { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 6px; background: var(--cinta); }
.plus-grid { display: grid; grid-template-columns: 1fr 1.15fr; gap: 60px; align-items: center; }
.plus .etiqueta { color: #f2c94c; }
.plus .titulo em { background: linear-gradient(120deg, #6ee7b7, #fde68a); -webkit-background-clip: text; background-clip: text; }
.plus .bajada { color: #c2d4cc; }
.precio-pronto { display: inline-flex; align-items: center; gap: 12px; margin: 26px 0 30px; padding: 12px 18px; border-radius: 16px; background: rgba(255, 255, 255, .08); border: 1px solid rgba(255, 255, 255, .14); font-weight: 700; }
.precio-pronto small { display: block; font-size: 12px; color: #8fa69c; font-weight: 600; }
.plus-beneficios { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.beneficio { padding: 20px; border-radius: 20px; background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .12); backdrop-filter: blur(6px); transition: background .25s, transform .25s; }
.beneficio:hover { background: rgba(255, 255, 255, .1); transform: translateY(-3px); }
.beneficio svg { color: #6ee7b7; margin-bottom: 12px; width: 26px; height: 26px; }
.beneficio b { display: block; font-size: 15.5px; margin-bottom: 4px; }
.beneficio p { font-size: 13.5px; color: #adc2b9; line-height: 1.5; }
.plus-nota { font-size: 13px; color: #8fa69c; margin-top: 18px; }

/* ---------- Logística con Findley Go ---------- */
.ruta { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; background: #fff; border: 1px solid var(--linea); border-radius: 28px; box-shadow: var(--sombra-suave); overflow: hidden; }
.ruta-paso { padding: 30px 26px; position: relative; border-right: 1px solid var(--linea); }
.ruta-paso:last-child { border-right: 0; }
.ruta-paso .ico { width: 50px; height: 50px; border-radius: 15px; display: grid; place-items: center; background: var(--fondo-3); color: var(--pri); margin-bottom: 18px; }
.ruta-paso:last-child .ico { background: var(--grad); color: #fff; }
.ruta-paso small { font-size: 12px; font-weight: 800; color: var(--gris-claro); letter-spacing: .12em; }
.ruta-paso b { display: block; font-size: 17px; letter-spacing: -.02em; margin: 4px 0 6px; }
.ruta-paso p { font-size: 14px; color: var(--gris); }
.ruta-paso:not(:last-child)::after { content: ""; position: absolute; right: -9px; top: 50px; width: 16px; height: 16px; background: #fff; border-top: 1px solid var(--linea); border-right: 1px solid var(--linea); transform: rotate(45deg); z-index: 1; }
.ruta-progreso { height: 4px; background: var(--fondo-3); }
.ruta-progreso span { display: block; height: 100%; width: 0; background: var(--grad); }
.visible .ruta-progreso span, .ruta.visible + .ruta-progreso span { animation: llenar 3.5s cubic-bezier(.4, 0, .2, 1) .4s forwards; }
@keyframes llenar { to { width: 100%; } }
.go-extras { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 22px; }
.go-extra { display: flex; gap: 12px; align-items: flex-start; padding: 18px; border-radius: 18px; background: var(--fondo-2); border: 1px solid var(--linea); }
.go-extra svg { color: var(--sec-osc); margin-top: 2px; }
.go-extra b { display: block; font-size: 14.5px; }
.go-extra p { font-size: 13.5px; color: var(--gris); line-height: 1.5; }
.logo-go { display: inline-flex; flex-direction: column; line-height: .82; font-weight: 800; letter-spacing: -.045em; font-size: 18px; }
.logo-go i { font-style: normal; padding-left: .55em; color: #7a9c00; }

/* ---------- Confianza ---------- */
.confianza { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.confianza-item { padding: 28px; border-radius: 24px; background: #fff; border: 1px solid var(--linea); }
.confianza-item .ico { width: 50px; height: 50px; border-radius: 15px; display: grid; place-items: center; background: var(--sec-suave); color: var(--sec-osc); margin-bottom: 18px; }
.confianza-item b { display: block; font-size: 17px; letter-spacing: -.02em; margin-bottom: 6px; }
.confianza-item p { font-size: 14.5px; color: var(--gris); }

/* ---------- Preguntas ---------- */
.preguntas { max-width: 860px; margin: 0 auto; display: grid; gap: 12px; }
.preguntas details { background: #fff; border: 1px solid var(--linea); border-radius: 20px; padding: 0 24px; transition: border-color .2s, box-shadow .2s; }
.preguntas details[open] { border-color: var(--linea-2); box-shadow: var(--sombra-suave); }
.preguntas summary { list-style: none; cursor: pointer; padding: 22px 36px 22px 0; font-weight: 700; font-size: 16.5px; position: relative; }
.preguntas summary::-webkit-details-marker { display: none; }
.preguntas summary::after { content: ""; position: absolute; right: 0; top: 50%; width: 22px; height: 22px; margin-top: -11px; border-radius: 50%; background: var(--pri-suave) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230a8f5c' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M12 7v10M7 12h10'/%3E%3C/svg%3E") center/14px no-repeat; transition: transform .25s; }
.preguntas details[open] summary::after { transform: rotate(45deg); }
.preguntas details p { color: var(--gris); padding-bottom: 22px; font-size: 15.5px; }

/* ---------- Llamado final ---------- */
.llamado { position: relative; text-align: center; padding: 80px 30px; border-radius: 34px; background: var(--grad); color: #fff; overflow: hidden; isolation: isolate; }
.llamado::before { content: ""; position: absolute; inset: 0; z-index: -1; opacity: .18; background-image: radial-gradient(#fff 1px, transparent 1px); background-size: 22px 22px; }
.llamado .titulo { color: #fff; max-width: 760px; margin-left: auto; margin-right: auto; }
.llamado .bajada { color: rgba(255, 255, 255, .86); margin: 0 auto 34px; }
.llamado-botones { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; }

/* ---------- Encabezado de páginas interiores ---------- */
.portada { position: relative; padding: 150px 0 70px; overflow: hidden; }
.portada::before { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(700px 400px at 90% 0%, rgba(10, 143, 92, .1), transparent 70%), radial-gradient(500px 360px at 10% 100%, rgba(14, 116, 144, .1), transparent 70%); }
.portada .h1 { font-size: clamp(40px, 6vw, 72px); }
.portada .bajada { font-size: 19px; }

/* Barra de unidades (servicios) */
.subnav { position: sticky; top: 76px; z-index: 40; background: rgba(255, 255, 255, .9); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); border-top: 1px solid var(--linea); border-bottom: 1px solid var(--linea); }
.subnav .contenedor { display: flex; gap: 6px; overflow-x: auto; padding-top: 10px; padding-bottom: 10px; scrollbar-width: none; }
.subnav .contenedor::-webkit-scrollbar { display: none; }
.subnav a { flex: none; display: inline-flex; align-items: center; gap: 8px; padding: 9px 15px; border-radius: 999px; font-size: 14px; font-weight: 700; color: var(--tinta-2); border: 1px solid transparent; transition: background .2s, color .2s, border-color .2s; }
.subnav a svg { width: 18px; height: 18px; }
.subnav a:hover, .subnav a.activo { background: var(--c-suave, var(--pri-suave)); color: var(--c, var(--pri)); }

/* Bloques de cada servicio */
.servicio { padding: 100px 0; border-bottom: 1px solid var(--linea); scroll-margin-top: 70px; }
.servicio:nth-of-type(even) { background: var(--fondo-2); }
.servicio-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.servicio-marca { display: flex; align-items: center; gap: 16px; margin-bottom: 22px; }
.servicio-marca .ico { width: 64px; height: 64px; border-radius: 20px; background: var(--c-suave); color: var(--c); display: grid; place-items: center; }
.servicio-marca .ico svg { width: 30px; height: 30px; }
.servicio-marca small { display: block; font-size: 12.5px; font-weight: 800; letter-spacing: .14em; color: var(--c); text-transform: uppercase; }
.servicio-marca b { font-size: 15px; color: var(--gris); font-weight: 600; }
.servicio h2 { font-size: clamp(30px, 4vw, 46px); line-height: 1.05; letter-spacing: -.04em; margin-bottom: 18px; }
.servicio h2 span { color: var(--c); }
.servicio .bajada { margin-bottom: 26px; }
.servicio .lista-check li svg { background: var(--c-suave); color: var(--c); }
.servicio .btn-color { background: var(--c); color: #fff; box-shadow: 0 14px 30px -14px var(--c); }
.servicio .botones { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.tarjeta { background: #fff; border: 1px solid var(--linea); border-radius: 26px; padding: 30px; box-shadow: var(--sombra-suave); }
.tarjeta h3 { font-size: 19px; letter-spacing: -.02em; margin-bottom: 6px; }
.tarjeta > p { color: var(--gris); font-size: 14.5px; margin-bottom: 20px; }
.mini-pasos { list-style: none; display: grid; gap: 0; margin-top: 8px; }
.mini-pasos li { display: grid; grid-template-columns: 34px 1fr; gap: 14px; padding: 12px 0; border-top: 1px solid var(--linea); font-size: 14.5px; color: var(--tinta-2); }
.mini-pasos li:first-child { border-top: 0; }
.mini-pasos li span { width: 30px; height: 30px; border-radius: 50%; background: var(--c-suave); color: var(--c); font-weight: 800; font-size: 13px; display: grid; place-items: center; }
.mini-pasos b { display: block; color: var(--tinta); }
.etiquetas { display: flex; flex-wrap: wrap; gap: 8px; margin: 6px 0 4px; }
.etiquetas span { padding: 7px 13px; border-radius: 999px; background: var(--c-suave); color: var(--c); font-size: 13px; font-weight: 700; }
.servicio .aviso { margin-top: 22px; }

/* ---------- Formularios ---------- */
.formulario { display: grid; gap: 14px; }
.fila-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.campo { display: grid; gap: 6px; min-width: 0; }
.campo > span, .campo legend { font-size: 13.5px; font-weight: 700; color: var(--tinta-2); }
.campo input, .campo select, .campo textarea { width: 100%; min-width: 0; border: 1px solid var(--linea-2); background: #fff; border-radius: 14px; padding: 13px 15px; font-size: 15px; transition: border-color .2s, box-shadow .2s; }
.campo textarea { resize: vertical; min-height: 92px; }
.campo input:focus, .campo select:focus, .campo textarea:focus { outline: 0; border-color: var(--c, var(--pri)); box-shadow: 0 0 0 4px var(--c-suave, var(--pri-suave)); }
fieldset.campo { border: 0; }
.opciones { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 6px; }
.opcion { position: relative; }
.opcion input { position: absolute; opacity: 0; pointer-events: none; }
.opcion span { display: inline-flex; padding: 9px 14px; border-radius: 12px; border: 1px solid var(--linea-2); font-size: 14px; font-weight: 600; cursor: pointer; transition: all .2s; background: #fff; }
.opcion input:checked + span { border-color: var(--c, var(--pri)); background: var(--c-suave, var(--pri-suave)); color: var(--c, var(--pri)); }
.opcion input:focus-visible + span { box-shadow: 0 0 0 3px var(--c-suave, var(--pri-suave)); }
.form-nota { font-size: 12.5px; color: var(--gris); }

.form-caja { display: grid; grid-template-columns: .9fr 1.1fr; gap: 60px; align-items: start; }

/* ---------- Nosotros / ecosistema ---------- */
.mision { font-size: clamp(24px, 3.2vw, 38px); line-height: 1.25; letter-spacing: -.03em; font-weight: 700; max-width: 980px; text-wrap: balance; }
.mision em { font-style: normal; background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.ecosistema { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.marca-eco { display: flex; flex-direction: column; gap: 16px; padding: 28px; border-radius: 24px; background: #fff; border: 1px solid var(--linea); transition: transform .25s, box-shadow .25s; }
a.marca-eco:hover { transform: translateY(-4px); box-shadow: var(--sombra-suave); }
.marca-eco .logo { font-size: 26px; }
.marca-eco .logo i { background: none; -webkit-text-fill-color: currentColor; color: var(--c, var(--sec)); }
.marca-eco p { color: var(--gris); font-size: 14.5px; flex: 1; }
.marca-eco small { font-size: 12px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--gris-claro); }
.marca-eco.actual { background: var(--tinta); border-color: var(--tinta); color: #fff; }
.marca-eco.actual .logo b { color: #fff; }
.marca-eco.actual .logo i { background: linear-gradient(120deg, #6ee7b7, #fde68a); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.marca-eco.actual p { color: #adc2b9; }
.centro-eco { position: relative; display: grid; place-items: center; max-width: 520px; margin: 0 auto 50px; aspect-ratio: 1; }
.centro-eco svg { position: absolute; inset: 0; width: 100%; height: 100%; }
.orbita { fill: none; stroke: var(--linea-2); stroke-dasharray: 4 6; }
.nodo circle { fill: #fff; stroke: var(--linea); }
.nodo text { font: 700 13px "Plus Jakarta Sans", sans-serif; fill: var(--tinta-2); text-anchor: middle; }
.giro { transform-origin: 260px 260px; animation: girar 60s linear infinite; }
.giro .nodo-txt { animation: girar 60s linear infinite reverse; transform-box: fill-box; transform-origin: center; }
@keyframes girar { to { transform: rotate(360deg); } }
.centro-eco .nucleo { position: relative; z-index: 1; width: 170px; height: 170px; border-radius: 50%; background: #fff; box-shadow: var(--sombra); display: grid; place-items: center; border: 1px solid var(--linea); }
.centro-eco .nucleo .logo { font-size: 28px; }

/* ---------- Pie ---------- */
.pie { background: var(--fondo-2); border-top: 1px solid var(--linea); padding: 80px 0 30px; }
.pie-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 46px; }
.pie-marca .logo { font-size: 28px; margin-bottom: 14px; }
.pie-lema { font-weight: 800; font-size: 18px; letter-spacing: -.02em; margin-bottom: 8px; }
.pie-marca p { color: var(--gris); font-size: 14.5px; max-width: 340px; }
.pie-grupo { margin-top: 14px; }
.pie h4 { font-size: 13px; text-transform: uppercase; letter-spacing: .12em; color: var(--gris-claro); margin-bottom: 16px; }
.pie ul { list-style: none; display: grid; gap: 10px; }
.pie ul a { font-size: 14.5px; color: var(--tinta-2); font-weight: 500; cursor: pointer; transition: color .2s; }
.pie ul a:hover { color: var(--pri); }
.pie-legal { display: flex; justify-content: space-between; gap: 10px 30px; flex-wrap: wrap; font-size: 13px; color: var(--gris); border-top: 1px solid var(--linea); padding-top: 24px; }

/* ---------- WhatsApp flotante ---------- */
.wa-flotante { position: fixed; right: 22px; bottom: 22px; z-index: 60; width: 60px; height: 60px; border-radius: 50%; background: var(--wa); color: #fff; display: grid; place-items: center; box-shadow: 0 16px 34px -10px rgba(37, 211, 102, .8); transition: transform .2s; cursor: pointer; }
.wa-flotante:hover { transform: scale(1.07); }
.wa-flotante svg { width: 30px; height: 30px; }
.wa-flotante::before { content: ""; position: absolute; inset: 0; border-radius: 50%; border: 2px solid var(--wa); animation: onda 2.4s infinite; }
@keyframes onda { from { transform: scale(1); opacity: .7; } to { transform: scale(1.6); opacity: 0; } }

/* Cotizador */
.cotizador { display: grid; grid-template-columns: 1.15fr .85fr; gap: 28px; align-items: start; }
.cotizador .tarjeta { padding: 34px; }
.paso-cot { display: flex; align-items: center; gap: 10px; font-size: 12.5px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--gris); margin-bottom: 4px; }
.paso-cot i { font-style: normal; width: 24px; height: 24px; border-radius: 50%; background: var(--tinta); color: #fff; display: grid; place-items: center; font-size: 12px; letter-spacing: 0; }
.productos-cot { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; margin-top: 8px; }
.prod-cot { display: flex; flex-direction: column; align-items: flex-start; gap: 10px; padding: 14px; border-radius: 16px; border: 1px solid var(--linea-2); background: #fff; cursor: pointer; font-weight: 700; font-size: 13.5px; line-height: 1.25; text-align: left; transition: all .2s; }
.prod-cot .ico { width: 34px; height: 34px; border-radius: 10px; display: grid; place-items: center; background: var(--c-suave); color: var(--c); }
.prod-cot .ico svg { width: 19px; height: 19px; }
.prod-cot:hover { border-color: var(--c); }
.prod-cot.activo { border-color: var(--c); box-shadow: 0 0 0 3px var(--c-suave); }
.resultado { position: sticky; top: 100px; border-radius: 28px; padding: 32px; background: var(--tinta); color: #fff; overflow: hidden; isolation: isolate; }
.resultado::before { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(400px 260px at 100% 0%, rgba(10, 143, 92, .45), transparent 70%), radial-gradient(400px 300px at 0% 100%, rgba(14, 116, 144, .4), transparent 70%); }
.resultado::after { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 6px; background: var(--cinta); }
.resultado small.rotulo { font-size: 12px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: #c2d4cc; }
.resultado .total { font-size: clamp(42px, 5vw, 56px); font-weight: 800; letter-spacing: -.05em; line-height: 1; margin: 10px 0 6px; }
.resultado .unitario { color: #c2d4cc; font-size: 15px; }
.resultado .unitario b { color: #fff; }
.resultado ul { list-style: none; margin: 22px 0; padding: 18px 0; border-top: 1px solid rgba(255,255,255,.14); border-bottom: 1px solid rgba(255,255,255,.14); display: grid; gap: 10px; }
.resultado li { display: flex; justify-content: space-between; gap: 14px; font-size: 14px; color: #c2d4cc; }
.resultado li b { color: #fff; text-align: right; }
.ahorro { display: flex; align-items: center; gap: 10px; padding: 12px 14px; border-radius: 14px; background: rgba(242, 201, 76, .14); color: #fde68a; font-size: 13.5px; font-weight: 700; margin-bottom: 18px; }
.ahorro svg { width: 20px; height: 20px; }
.resultado .nota { font-size: 12.5px; color: #8fa69c; margin-top: 14px; }
.tabla-vol { width: 100%; border-collapse: collapse; font-size: 14.5px; }
.tabla-vol th, .tabla-vol td { padding: 12px 14px; text-align: left; border-bottom: 1px solid var(--linea); }
.tabla-vol th { font-size: 12px; text-transform: uppercase; letter-spacing: .1em; color: var(--gris); }
.tabla-vol td:last-child, .tabla-vol th:last-child { text-align: right; }
.tabla-vol tr.activa td { background: var(--pri-suave); font-weight: 800; color: var(--pri-osc); }
.tabla-scroll { overflow-x: auto; }

.confianza.confianza-3 { grid-template-columns: repeat(3, 1fr); }

/* Aviso del pie */
.pie-aviso { display: flex; gap: 14px; align-items: center; padding: 18px 22px; border-radius: 18px; background: #fff; border: 1px solid var(--linea); margin-bottom: 26px; font-size: 14.5px; color: var(--tinta-2); }
.pie-aviso svg { color: var(--pri); }
.pie-cmyk { height: 6px; background: var(--cinta); }

/* ===================================================================
   PIEZAS PROPIAS DE FINDLEY FINANCE
   =================================================================== */
.pie-cinta { height: 6px; background: var(--cinta); }
.pie-legal a { color: var(--pri); font-weight: 700; }
.pie-aviso svg { color: var(--pri); }
.cifra { font-variant-numeric: tabular-nums; }

/* Colores de cada producto */
.u-personal { --c: #0a8f5c; --c-suave: #e3f6ee; }
.u-emprende { --c: #c2410c; --c-suave: #fdeee4; }
.u-facturas { --c: #1d4ed8; --c-suave: #e7eefd; }
.u-vehicular { --c: #b42318; --c-suave: #fdebea; }
.u-pay { --c: #7c3aed; --c-suave: #f0e9ff; }
.u-leasing { --c: #0e7490; --c-suave: #e0f2f7; }
.u-deuda { --c: #a16207; --c-suave: #fbf3dc; }
.u-salud { --c: #c0266d; --c-suave: #fde8f1; }
.u-linea { --c: #334155; --c-suave: #eceff3; }
.unidad .datos { display: flex; flex-wrap: wrap; gap: 6px; margin: 8px 0 16px; }
.unidad .datos span { font-size: 12.5px; font-weight: 700; padding: 5px 10px; border-radius: 99px; background: var(--c-suave); color: var(--c); }

/* Escena del hero: app con préstamo aprobado y tarjeta */
.escena { position: relative; max-width: 520px; width: 100%; margin-left: auto; padding: 96px 0 30px 0; }
.escena::before { content: ""; position: absolute; width: 420px; height: 420px; right: -60px; top: 40px; border-radius: 50%; background: radial-gradient(circle, rgba(10, 143, 92, .16), transparent 65%); z-index: -1; }
.tarjeta-f { position: absolute; top: 0; right: -6px; width: 310px; aspect-ratio: 1.586; border-radius: 22px; padding: 22px 24px; color: #fff; overflow: hidden; isolation: isolate;
  background: linear-gradient(135deg, #0b3b2c 0%, #0a8f5c 55%, #0d9488 100%); box-shadow: 0 30px 60px -24px rgba(6, 60, 42, .6);
  transform: rotate(7deg); animation: flotar-giro 7s ease-in-out infinite; display: flex; flex-direction: column; justify-content: space-between; }
.tarjeta-f::before { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(260px 160px at 100% 0%, rgba(253, 230, 138, .35), transparent 70%), repeating-linear-gradient(120deg, rgba(255,255,255,.04) 0 2px, transparent 2px 14px); }
.tarjeta-f .tf-top { display: flex; justify-content: space-between; align-items: flex-start; }
.tarjeta-f .logo { font-size: 19px; }
.tarjeta-f .logo b { color: #fff; }
.tarjeta-f .logo i { background: linear-gradient(120deg, #fde68a, #f2c94c); -webkit-background-clip: text; background-clip: text; }
.tarjeta-f .chip { width: 40px; height: 30px; border-radius: 7px; background: linear-gradient(135deg, #f7dc8a, #c99a1e 60%, #f2d27a); box-shadow: inset 0 0 0 1px rgba(0,0,0,.15); position: relative; }
.tarjeta-f .chip::after { content: ""; position: absolute; inset: 7px 9px; border: 1px solid rgba(90, 60, 0, .35); border-radius: 3px; }
.tarjeta-f .tf-num { font-size: 17px; letter-spacing: .18em; font-weight: 700; opacity: .92; }
.tarjeta-f .tf-pie { display: flex; justify-content: space-between; align-items: flex-end; font-size: 11px; letter-spacing: .14em; font-weight: 800; text-transform: uppercase; opacity: .9; }
.tarjeta-f .tf-nivel { color: #fde68a; }
@keyframes flotar-giro { 0%, 100% { transform: rotate(7deg) translateY(0); } 50% { transform: rotate(5deg) translateY(-10px); } }

.app { position: relative; z-index: 2; width: 100%; max-width: 380px; background: #fff; border: 1px solid var(--linea); border-radius: 30px; box-shadow: var(--sombra); padding: 26px; }
.app-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 18px; font-size: 14px; font-weight: 700; color: var(--tinta-2); }
.app-top .avatar { display: inline-flex; align-items: center; gap: 10px; }
.app-top .avatar i { width: 34px; height: 34px; border-radius: 50%; background: var(--pri-suave); color: var(--pri); display: grid; place-items: center; font-style: normal; font-weight: 800; }
.pill-ok { display: inline-flex; align-items: center; gap: 6px; padding: 6px 11px; border-radius: 99px; background: var(--pri-suave); color: var(--pri-osc); font-size: 12.5px; font-weight: 800; }
.pill-ok svg { width: 15px; height: 15px; stroke-width: 3; }
.app small { font-size: 12px; font-weight: 800; letter-spacing: .12em; color: var(--gris); text-transform: uppercase; }
.app-monto { font-size: 46px; font-weight: 800; letter-spacing: -.05em; line-height: 1.05; margin: 4px 0 16px; }
.app-filas { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-bottom: 18px; }
.app-filas div { padding: 10px 12px; border-radius: 14px; background: var(--fondo-2); border: 1px solid var(--linea); }
.app-filas span { display: block; font-size: 11px; color: var(--gris); font-weight: 700; }
.app-filas b { font-size: 15px; letter-spacing: -.02em; }
.app-barras { display: flex; align-items: flex-end; gap: 5px; height: 64px; padding: 0 2px; margin-bottom: 8px; }
.app-barras i { flex: 1; border-radius: 4px 4px 2px 2px; background: var(--linea-2); height: var(--h); transform-origin: bottom; transform: scaleY(0); }
.app-barras i.pagada { background: var(--grad); }
.visible .app-barras i, .app-barras.visible i { animation: crecer .7s cubic-bezier(.2, .7, .2, 1) forwards; animation-delay: calc(var(--n) * 60ms + .4s); }
@keyframes crecer { to { transform: scaleY(1); } }
.app-leyenda { display: flex; justify-content: space-between; font-size: 12px; color: var(--gris); font-weight: 600; margin-bottom: 18px; }
.app-btn { display: flex; justify-content: space-between; align-items: center; padding: 14px 18px; border-radius: 16px; background: var(--tinta); color: #fff; font-weight: 700; font-size: 14.5px; }
.app-btn svg { width: 18px; height: 18px; }
.flotante { position: absolute; z-index: 3; background: #fff; border: 1px solid var(--linea); border-radius: 18px; box-shadow: var(--sombra); padding: 12px 16px; display: flex; align-items: center; gap: 12px; font-size: 13.5px; font-weight: 700; animation: flotar 6s ease-in-out infinite; }
.flotante small { display: block; font-weight: 600; color: var(--gris); font-size: 12px; }
.flotante .ico { width: 36px; height: 36px; border-radius: 11px; display: grid; place-items: center; background: var(--pri-suave); color: var(--pri); }
.flotante-1 { top: 360px; right: -34px; }
.flotante-2 { bottom: -6px; left: -40px; animation-delay: -3s; }
.flotante-2 .ico { background: var(--oro-suave); color: var(--oro-osc); }
@keyframes flotar { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }

/* Simulador rápido */
.simu { display: grid; grid-template-columns: 1.1fr .9fr; gap: 0; border-radius: 30px; overflow: hidden; background: #fff; border: 1px solid var(--linea); box-shadow: var(--sombra); }
.simu-izq { padding: 40px; display: grid; gap: 26px; }
.simu .resultado { border-radius: 0; position: static; }
.monto-vivo { display: flex; justify-content: space-between; align-items: baseline; gap: 10px; margin-bottom: 14px; }
.monto-vivo b { font-size: clamp(34px, 4vw, 46px); letter-spacing: -.05em; line-height: 1; }
.monto-vivo span { font-size: 14px; font-weight: 700; color: var(--tinta-2); }
.rango { -webkit-appearance: none; appearance: none; width: 100%; height: 8px; border-radius: 99px; outline: 0; cursor: pointer;
  background: linear-gradient(90deg, var(--c, var(--pri)) var(--p, 50%), var(--linea-2) var(--p, 50%)); }
.rango::-webkit-slider-thumb { -webkit-appearance: none; width: 28px; height: 28px; border-radius: 50%; background: #fff; border: 7px solid var(--c, var(--pri)); box-shadow: 0 4px 12px rgba(10, 26, 21, .25); cursor: grab; }
.rango::-moz-range-thumb { width: 16px; height: 16px; border-radius: 50%; background: #fff; border: 7px solid var(--c, var(--pri)); box-shadow: 0 4px 12px rgba(10, 26, 21, .25); cursor: grab; }
.rango:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 6px var(--c-suave, var(--pri-suave)); }
.rango-limites { display: flex; justify-content: space-between; font-size: 12.5px; color: var(--gris); font-weight: 600; margin-top: 8px; }
.resultado .total small { font-size: 18px; letter-spacing: 0; color: #c2d4cc; font-weight: 700; }
.resultado .btn { margin-top: 4px; }
.resultado .btn + .btn { margin-top: 10px; }

/* Hoja resumen (transparencia) */
.hoja { position: relative; background: #fff; border: 1px solid var(--linea); border-radius: 26px; box-shadow: var(--sombra); padding: 30px; }
.hoja::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 6px; border-radius: 26px 26px 0 0; background: var(--cinta); }
.hoja-cab { display: flex; justify-content: space-between; align-items: flex-start; gap: 16px; padding-bottom: 16px; margin-bottom: 4px; border-bottom: 1px solid var(--linea); }
.hoja-cab small { font-size: 11.5px; font-weight: 800; letter-spacing: .14em; color: var(--gris); text-transform: uppercase; }
.hoja-cab b { display: block; font-size: 19px; letter-spacing: -.02em; }
.hoja-fila { display: flex; justify-content: space-between; gap: 14px; padding: 11px 0; border-bottom: 1px dashed var(--linea-2); font-size: 14.5px; color: var(--tinta-2); }
.hoja-fila b { color: var(--tinta); text-align: right; }
.hoja-fila.destacada { font-size: 16px; }
.hoja-fila.destacada b { color: var(--pri); font-size: 18px; }
.hoja-fila .cero { color: var(--pri); }
.hoja-pie { margin-top: 16px; font-size: 12.5px; color: var(--gris); padding-right: 120px; }
.sello-cero { position: absolute; right: 22px; bottom: -40px; width: 112px; height: 112px; border-radius: 50%; border: 3px dashed var(--pri); color: var(--pri); display: grid; place-items: center; text-align: center; font-weight: 800; line-height: 1.05; transform: rotate(-14deg); background: rgba(255, 255, 255, .92); font-size: 12px; letter-spacing: .06em; }
.sello-cero b { display: block; font-size: 30px; letter-spacing: -.04em; }

/* Findley Score: niveles */
.niveles { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.nivel { --c: var(--pri); position: relative; padding: 26px; border-radius: 24px; background: #fff; border: 1px solid var(--linea); display: flex; flex-direction: column; gap: 10px; transition: transform .3s, box-shadow .3s; }
.nivel:hover { transform: translateY(-5px); box-shadow: var(--sombra); }
.nivel small { font-size: 12px; font-weight: 800; letter-spacing: .14em; color: var(--gris-claro); text-transform: uppercase; }
.nivel h3 { font-size: 24px; letter-spacing: -.03em; color: var(--c); }
.nivel .medidor-nivel { height: 8px; border-radius: 99px; background: var(--fondo-3); overflow: hidden; }
.nivel .medidor-nivel i { display: block; height: 100%; width: var(--w); border-radius: 99px; background: var(--c); }
.nivel ul { list-style: none; display: grid; gap: 8px; margin-top: 6px; }
.nivel li { display: flex; gap: 8px; font-size: 14px; color: var(--tinta-2); }
.nivel li svg { width: 18px; height: 18px; color: var(--c); stroke-width: 2.6; margin-top: 2px; }
.nivel .rebaja { font-size: 30px; font-weight: 800; letter-spacing: -.04em; line-height: 1; }
.nivel .rebaja span { font-size: 13px; color: var(--gris); font-weight: 700; letter-spacing: 0; }
.n-inicio { --c: #5d6d67; }
.n-plata { --c: #64748b; }
.n-oro { --c: #a8800f; }
.n-presidente { --c: #fff; background: linear-gradient(150deg, #0b1f19, #0b3b2c); border-color: #0b3b2c; color: #fff; }
.n-presidente h3 { background: linear-gradient(120deg, #fde68a, #f2c94c); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.n-presidente li { color: #c2d4cc; }
.n-presidente li svg { color: #fde68a; }
.n-presidente .medidor-nivel { background: rgba(255,255,255,.12); }
.n-presidente .medidor-nivel i { background: linear-gradient(90deg, #f2c94c, #fde68a); }
.n-presidente .rebaja span { color: #8fa69c; }

/* Findley Pay en las tiendas del grupo */
.tiendas { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.tienda-pay { display: flex; flex-direction: column; gap: 12px; padding: 22px; border-radius: 22px; background: #fff; border: 1px solid var(--linea); transition: transform .25s, box-shadow .25s; }
a.tienda-pay:hover { transform: translateY(-4px); box-shadow: var(--sombra-suave); }
.tienda-pay .logo { font-size: 22px; }
.tienda-pay .logo i { background: none; -webkit-text-fill-color: currentColor; color: var(--c); }
.tienda-pay p { font-size: 14px; color: var(--gris); flex: 1; }
.tienda-pay .cuotas { display: inline-flex; align-self: flex-start; padding: 6px 11px; border-radius: 99px; background: var(--fondo-3); font-size: 12.5px; font-weight: 800; color: var(--tinta-2); }

/* Capacidad de pago */
.medidor { position: relative; height: 14px; border-radius: 99px; margin: 26px 0 10px;
  background: linear-gradient(90deg, #12b981 0 60%, #f2c94c 60% 80%, #e5484d 80%); }
.medidor i { position: absolute; top: 50%; left: var(--x, 0%); width: 26px; height: 26px; margin: -13px 0 0 -13px; border-radius: 50%; background: #fff; border: 6px solid var(--tinta); box-shadow: 0 4px 10px rgba(0,0,0,.2); transition: left .4s cubic-bezier(.2, .7, .2, 1); }
.medidor-txt { position: relative; height: 18px; font-size: 12px; color: var(--gris); font-weight: 700; }
.medidor-txt span { position: absolute; top: 0; transform: translateX(-50%); white-space: nowrap; }
.medidor-txt span:first-child { transform: none; }
.medidor-txt span:last-child { transform: translateX(-100%); }
.veredicto { display: flex; gap: 12px; align-items: flex-start; padding: 16px 18px; border-radius: 16px; font-size: 14.5px; margin-top: 18px; }
.veredicto svg { margin-top: 1px; }
.veredicto.ok { background: var(--pri-suave); color: var(--pri-osc); }
.veredicto.medio { background: #fff7e0; color: #7a5600; }
.veredicto.alto { background: #fdecec; color: #8f1f1f; }
.cap-numeros { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-top: 4px; }
.cap-numeros div { padding: 16px; border-radius: 16px; background: var(--fondo-2); border: 1px solid var(--linea); }
.cap-numeros span { display: block; font-size: 12px; font-weight: 700; color: var(--gris); }
.cap-numeros b { font-size: 21px; letter-spacing: -.03em; }

/* Cronograma */
.cron-cab { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; margin-bottom: 18px; }
.cron-scroll { max-height: 460px; overflow: auto; border: 1px solid var(--linea); border-radius: 18px; }
.tabla-vol.cron { font-size: 14px; }
.tabla-vol.cron thead th { position: sticky; top: 0; background: var(--fondo-2); z-index: 1; }
.tabla-vol.cron td, .tabla-vol.cron th { text-align: right; white-space: nowrap; }
.tabla-vol.cron td:first-child, .tabla-vol.cron th:first-child { text-align: left; }
.tabla-vol.cron tfoot td { font-weight: 800; background: var(--pri-suave); color: var(--pri-osc); border-bottom: 0; }
.barra-mix { display: flex; height: 14px; border-radius: 99px; overflow: hidden; margin: 14px 0 8px; }
.barra-mix i { display: block; height: 100%; transition: width .4s; }
.barra-mix .m-cap { background: var(--pri); }
.barra-mix .m-int { background: var(--oro); }
.barra-mix .m-seg { background: var(--sec); }
.leyenda-mix { display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: 13px; color: var(--gris); font-weight: 600; }
.leyenda-mix span::before { content: ""; display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: 6px; background: var(--k); }
.resultado .barra-mix { margin-top: 0; }
.resultado .leyenda-mix { color: #c2d4cc; margin-bottom: 18px; }

/* Salida de calculadoras dentro de productos */
.salida { margin-top: 6px; padding: 20px; border-radius: 18px; background: var(--c-suave, var(--pri-suave)); }
.salida small { font-size: 12px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--c, var(--pri)); }
.salida .grande { display: block; font-size: 36px; font-weight: 800; letter-spacing: -.04em; line-height: 1.1; color: var(--c, var(--pri)); margin: 4px 0 10px; }
.salida ul { list-style: none; display: grid; gap: 6px; }
.salida li { display: flex; justify-content: space-between; gap: 12px; font-size: 14px; color: var(--tinta-2); }
.salida li b { color: var(--tinta); }
.tarjeta + .tarjeta { margin-top: 18px; }

/* Tarifario */
.tarifa-tabla { background: #fff; border: 1px solid var(--linea); border-radius: 22px; overflow: hidden; }
.tarifa-tabla .tabla-scroll { overflow-x: auto; }
.tarifa-tabla .tabla-vol { min-width: 760px; }
.tarifa-tabla .tabla-vol td:first-child { font-weight: 700; }
.tarifa-tabla .tabla-vol td.punto::before { content: ""; display: inline-block; width: 10px; height: 10px; border-radius: 3px; background: var(--c); margin-right: 10px; vertical-align: 0; }
.tarifa-tabla .tabla-vol th { background: var(--fondo-2); }
.tarifa-tabla .tabla-vol tbody tr:last-child td { border-bottom: 0; }
.tabla-vol td.cero { color: var(--pri); font-weight: 800; }
.formula { padding: 22px; border-radius: 18px; background: var(--tinta); color: #e8f1ed; font-family: ui-monospace, SFMono-Regular, Menlo, monospace; font-size: 14px; line-height: 1.9; overflow-x: auto; }
.formula b { color: #6ee7b7; font-weight: 700; }
.formula small { color: #8fa69c; font-size: 12.5px; }

/* Evita estafas */
.fraude { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.fraude .tarjeta h3 { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; }
.lista-x { list-style: none; display: grid; gap: 12px; }
.lista-x li { display: flex; gap: 12px; align-items: flex-start; font-size: 15px; color: var(--tinta-2); }
.lista-x li svg { width: 22px; height: 22px; padding: 4px; border-radius: 50%; background: #fdecec; color: var(--rojo); stroke-width: 3; margin-top: 1px; }
.aviso-rojo { background: #fdecec; border-color: #f6c9c9; color: #7f1d1d; }
.aviso-rojo svg { color: var(--rojo); }
.aviso-rojo b { color: #5f1212; }

/* Principios / educación */
.consejos { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.consejo { padding: 26px; border-radius: 22px; background: #fff; border: 1px solid var(--linea); }
.consejo .num-grande { font-size: 40px; font-weight: 800; letter-spacing: -.05em; line-height: 1; background: var(--grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; margin-bottom: 12px; }
.consejo b { display: block; font-size: 17px; letter-spacing: -.02em; margin-bottom: 6px; }
.consejo p { font-size: 14.5px; color: var(--gris); }

/* ---------- Aparecer al hacer scroll ---------- */
.aparecer { opacity: 0; transform: translateY(26px); transition: opacity .8s cubic-bezier(.2, .7, .2, 1), transform .8s cubic-bezier(.2, .7, .2, 1); }
.aparecer.visible { opacity: 1; transform: none; }
.retraso-1 { transition-delay: .08s; } .retraso-2 { transition-delay: .16s; } .retraso-3 { transition-delay: .24s; } .retraso-4 { transition-delay: .32s; } .retraso-5 { transition-delay: .4s; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .aparecer { opacity: 1; transform: none; }
  .ruta-progreso span { width: 100%; }
  .app-barras i { transform: none; }
}

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .niveles, .tiendas { grid-template-columns: 1fr 1fr; }
  .go-extras { grid-template-columns: 1fr 1fr; }
  .confianza { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 1020px) {
  .hero-grid, .dividido, .plus-grid, .servicio-grid, .form-caja { grid-template-columns: minmax(0, 1fr); gap: 48px; }
  .unidades { grid-template-columns: 1fr 1fr; }
  .franja-grid { grid-template-columns: 1fr 1fr; }
  .franja-item:nth-child(2) { border-right: 0; }
  .franja-item:nth-child(-n+2) { border-bottom: 1px solid var(--linea); }
  .pasos { grid-template-columns: 1fr 1fr; row-gap: 44px; }
  .pasos::before { display: none; }
  .ruta { grid-template-columns: 1fr 1fr; }
  .ruta-paso:nth-child(2) { border-right: 0; }
  .ruta-paso:nth-child(-n+2) { border-bottom: 1px solid var(--linea); }
  .ruta-paso::after { display: none; }
  .plus { padding: 48px 36px; }
  .pie-grid { grid-template-columns: 1fr 1fr; }
  .ecosistema, .consejos { grid-template-columns: 1fr 1fr; }
  .cotizador, .simu { grid-template-columns: minmax(0, 1fr); gap: 32px; }
  .simu { gap: 0; }
  .escena { margin: 10px auto 0; }
}
@media (max-width: 860px) {
  .menu { position: absolute; top: 72px; left: 12px; right: 12px; flex-direction: column; align-items: stretch; gap: 2px; padding: 10px; background: #fff; border: 1px solid var(--linea); border-radius: 20px; box-shadow: var(--sombra); opacity: 0; visibility: hidden; transform: translateY(-8px); transition: all .25s; }
  .menu.abierto { opacity: 1; visibility: visible; transform: none; }
  .menu a { padding: 13px 16px; font-size: 16px; border-radius: 12px; }
  .btn-menu { display: grid; }
  .barra:has(.menu.abierto) { background: #fff; box-shadow: 0 1px 0 var(--linea); }
  .fraude { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 680px) {
  .seccion { padding: 80px 0; }
  .servicio { padding: 72px 0; }
  .hero { padding: 120px 0 60px; }
  .portada { padding: 120px 0 50px; }
  .hero .bajada, .portada .bajada { font-size: 17px; }
  .bajada { font-size: 16.5px; }
  .unidades, .franja-grid, .ruta, .go-extras, .confianza, .confianza.confianza-3, .plus-beneficios, .ecosistema, .fila-2, .pie-grid, .niveles, .tiendas, .consejos { grid-template-columns: minmax(0, 1fr); }
  .franja-item { border-right: 0; border-bottom: 1px solid var(--linea); padding: 22px 4px; }
  .franja-item:last-child { border-bottom: 0; }
  .ruta-paso { border-right: 0; border-bottom: 1px solid var(--linea); }
  .pasos { grid-template-columns: 1fr 1fr; gap: 36px 14px; }
  .paso { padding: 0; }
  .paso h3 { font-size: 16px; }
  .paso p { font-size: 13.5px; }
  .plus { padding: 40px 22px; border-radius: 28px; }
  .llamado { padding: 60px 22px; border-radius: 28px; }
  .productos-cot { grid-template-columns: 1fr 1fr; }
  .cotizador .tarjeta, .resultado { padding: 24px; }
  .resultado { position: static; }
  .simu-izq { padding: 24px; }
  .tarjeta { padding: 22px; }
  .hoja { padding: 22px; }
  .sello-cero { width: 92px; height: 92px; right: 10px; bottom: -36px; font-size: 10.5px; }
  .hoja-pie { padding-right: 96px; }
  .sello-cero b { font-size: 24px; }
  .barra-acciones .btn-chico { padding: 9px 14px; font-size: 13px; }
  .h1 { font-size: clamp(42px, 12.5vw, 60px); }
  .descriptor { font-size: 10.5px; letter-spacing: .14em; gap: 8px; }
  .pie-aviso { align-items: flex-start; }
  .centro-eco .nucleo { width: 130px; height: 130px; }
  .nodo text { font-size: 15px; }
  .escena { padding-top: 120px; }
  .tarjeta-f { width: 240px; right: 0; padding: 16px 18px; border-radius: 18px; }
  .tarjeta-f .tf-num { font-size: 14px; }
  .app { padding: 20px; border-radius: 26px; }
  .app-monto { font-size: 38px; }
  .flotante-1 { right: -4px; top: 72px; }
  .flotante-2 { left: -4px; bottom: -34px; }
  .cap-numeros { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 400px) {
  .barra .contenedor { gap: 10px; }
  .app-filas b { font-size: 13.5px; }
}
.mini-pasos li span svg { width: 15px; height: 15px; stroke-width: 3; }